Merchant Cash Advance Restructure Payments

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    Strategies that work! Let us restructure your debts while you focus on driving new business and revenue.

    Creditors and Funders take us seriously because we have been restructuring with them for over 10 years. With our experience Singh’s Capital Group has been able to work on some of the most difficult cases and show merchants amazing results.


    A business debt modification occurs when an existing loan or merchant cash advance is made by the funder in response to a guarantor’s long term or short term liability to repay the debt. Modifications typically involve a reduction in the interest rate on the loan or factor rate on the advance, an extension of the length of the term of the loan or advance. A funder may be open to modifying the debt because the cost of doing so is less than the cost of default. A business debt modification agreement is different from a forbearance agreement. A forbearance agreement provides short-term relief for borrowers who have temporary financial problems, while a business debt modification agreement is a long-term solution for businesses who will never be able to repay an existing loan or merchant cash advance.

    Debt Modification is the best solution for a business that is experiencing difficulties managing cash flow and debt. Modification services allow the improvement of cash flow, while still fulfilling debt obligations to funders and creditors.

    Creditors are in the business of lending money and are not a collection agency. Creditors are willing to modify terms and payback conditions knowing that the business is still going to fulfill its obligations to the creditors.