STEP 1: Credit Analysis
The process begins with a Financial Consultation. A credit expert provides an in-depth analysis of the credit file to find out why the scores are where they are and develop a customized plan of action to improve the overall rating and a realistic timeline. The cost of the consultation will go toward the cost of the program.
STEP 2: Credit Restoration
SILVER PROGRAM: Monthly Membership
Also known as the DIY ( Do-It-Yourself) Program. This is a monthly membership program where we write the advanced tactics letters, email them to the clients to mail to the bureaus and creditors. Cancel at any time.
Cost: $399 setup & $99 or $149/ monthly
Consumer Advocacy Program
The Platinum Services use consumer protection rights to legally remove negative items permanently. Based on extensive credit restoration knowledge we do everything possible to remove all types of negative items including letter writing to the bureaus and creditors, creditor phone calls and faxes, and debt settlement and negotiation. This is a pay for success program meaning, we are paid only if we remove items. Cost is per deletion and the retainer is based on the number of negative items. Ideal for people who want an aggressive approach or have big ticket items. Collections, Charge-offs, and Included in Bankruptcy
Cost: $75/ item/bureau
Repossession & Late Pays Removal
Bankruptcy/ Foreclosure Removal
Cost: $200/ item/bureau